SAGUARO EQUITY
A permanent home for Arizona businesses
Cash Flow Intelligence
Two tools that show you where cash is hiding in your business — and how to get it out. Plug in your numbers and see how you stack up against businesses like yours.
Your Numbers
$
Total top-line revenue over the last 12 months
$
Direct costs — labor, materials, subcontractors
$
What customers owe you right now
$
Parts, supplies, work-in-progress (enter 0 if pure service)
$
What you owe suppliers and vendors right now
Your cash conversion cycle measures how many days it takes to turn a dollar spent into a dollar collected. A lower number means your cash works harder for you.
Benchmarks based on published industry working capital data from the Hackett Group, J.P. Morgan Working Capital Index, and CreditPulse, adjusted for small and mid-size businesses in the $1–5M revenue range. For the most precise comparison, ask your CPA for RMA Annual Statement Studies data for your specific NAICS code.
Your Numbers
$
% / month
days
$
Rent, salaries, insurance, loan payments
% of revenue
days
$
$
The amount you never want to drop below
See where your cash is headed over the next 12 months. Adjust assumptions and watch the forecast update in real time.